Buying second property
Additional tax applies.
Purchase cost guide
Property Stamp Duty Singapore
How Buyer's Stamp Duty (BSD) and Additional Buyer's Stamp Duty (ABSD) affect property purchases.
Last updated: March 2026
Quick Answer
Every property purchase in Singapore usually involves:
- Buyer's Stamp Duty (BSD)
- Additional Buyer's Stamp Duty (ABSD) if applicable
These taxes must be paid when the property is purchased.
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Estimate stamp duty instantly.
Buyer's Stamp Duty (BSD)
| Property Price Tier | BSD Rate |
|---|---|
| First S$180,000 | 1% |
| Next S$180,000 | 2% |
| Next S$640,000 | 3% |
| Next S$500,000 | 4% |
| Next S$1.5M | 5% |
| Above S$3M | 6% |
BSD applies to all property purchases.
BSD Example
Run the stamp duty calculator to estimate BSD and ABSD together.
Property price
S$1,000,000
Approx BSD
About S$24,600
Use the calculator for precise numbers.
Additional Buyer's Stamp Duty (ABSD)
| Buyer Type | ABSD |
|---|---|
| Singapore citizen first property | 0% |
| Singapore citizen second property | 20% |
| Singapore citizen third property | 30% |
| PR first property | 5% |
| PR second property | 30% |
| Foreigner | 60% |
ABSD depends on citizenship and number of properties owned.
Example ABSD Scenario
Buyer
Singapore PR
Buying
First property
ABSD
5%
Property price
S$1,000,000
ABSD payable
S$50,000
When ABSD Applies
Buying property as a PR
ABSD applies even for the first purchase.
Foreign buyers
Highest ABSD tier currently applies.
Total Purchase Cost Example
Property price
S$1,000,000
BSD
S$24,600
ABSD
S$0
(if SC first property)
Total stamp duty
S$24,600
Why Stamp Duty Matters For Mortgage Planning
Stamp duty is paid upfront.
Buyers must plan for:
- downpayment
- stamp duty
- legal costs
Do this before applying for a home loan.
Useful Related Tools
Stamp Duty Calculator
Estimate BSD and ABSD quickly.
TDSR Calculator
Check debt-based borrowing range.
MSR Calculator
Check HDB and EC mortgage limits.
Related Guides
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FAQ
What is BSD in Singapore?
Buyer's Stamp Duty is the tax paid when purchasing property.
What is ABSD?
Additional Buyer's Stamp Duty applies based on citizenship and number of properties owned.
Do all buyers pay ABSD?
No. Singapore citizens buying their first property usually pay only BSD.
When must stamp duty be paid?
Typically within 14 days after signing the sale agreement.